DISCIPLINE.

This is the key issue. Investor should be disciplined. It is not so important to get up at one and the same time, brush the teeth and do morning exercises, but it is NECESSARY to read hyipnews.com every day, and to look through the forums. And you should do it every day, like clockwork! It is important, because you may check out the efficiency of your strategy or change it if necessary only if you obey to your thought-out algorithm.

However, there is one more issue which may be influenced by your discipline. This is the ability to with stand the temptations and survive in a critical moment. Will-power is a necessary addition which will let you obey the discipline and move forward regardless of all obstacles. Sometimes investor should be a mechanism, rather than a human being, and only will of power allow you moving from your emotional identity far enough to withstand fleeting spirits.

This is extremely important for the valuable trading, when you may be overwhelmed by human emotions – cupidity or fear – at any moment. Fear is the most dangerous thing among all things that may happen to you.

You may be in need of your will-power in case you fail. It is important not to give up in case you have difficulties. Have you thought out a strategy which foresees possible failure? I want to hope Besides, you don’t lose more that you can afford. Don’t get upset. Nothing and nobody demands a suicide.

CURIOSITY.

Any feeling may become a moving force which leads you to success, but curiosity is the most `quality` among all possible feelings. It will bring you dividends in a form of additional information, possible ways out of the situation and satisfaction with your activity. It is important for you to be active, for your inquisitive mind to seek and to find.

In principle, investor may not be very experienced. But the more HYIP investor knows, the more his control over the situation. And in any case he should ask new and new questions and diligently penetrate into the depth of information without breaks.

PRUDENCE.

It is not necessary to be a mathematician, but it is necessary to be a strategist. Degree of your skill to count all your steps in advance influences your speed of getting all desired benefits. At first it will be difficult. It is fully possible that all your account will fail and in this case you will need your will-power unless you give up and learn, in order to make more accurate account, more balanced strategy and more accurate image of the problems and drawbacks of your system in future. The skill to learn lessons is also extremely important. It is the same as ability to learn.

ABILITY TO LEARN.

When you fail, remember that any failure is a lesson for you. A lesson is the most important thing for the investor, because only lesson is a tool for development and moving forward. The lesson is a tool to achieve perfection and learn the truth which seemed to be not achievable.

While it is desired to learn lessons in a real life, it is NECESSARY to learn lessons in HYIP. It is impossible to move forward without LEARNING AND GETTING MORE PERFECT, and not paying attention to the prompting of the `system`. When you get stuck, just mind this place and go forward.

This is the only way to avoid the traps that appear here and there. This is the only way to achieve more and develop, develop. Keep this in mind and ask yourself each time: what can I learn here? Write it down or remember. It is extremely important for the person of any kind or character, and it is even more important for the investor. You may learn a lesson even from positive occasions, and don’t miss the chance. LEARN. Learn and develop.

ANALYTICAL SKILLS.

Ability to analyze the situation is less meaningful but no less significant for the investor. That is to say, information, rather than situation. Information, which is needed to be found, collected and analyzed. If you don’t do it, you will have only hints, separate thoughts and all other trifles that won’t be helpful in making money – conquering the world, i.e. I want to say – HYIP market

Analysis is the ability to thicken the information, synthesize it, and point out general categories, dependencies, rules and regulations. If you see dependencies, you may manage the system, you will know where to strike, what program to choose, which to reject, which is almost dead etc.

Although some traders insist that technical or general analysis may hardly be helpful in purchase or sale, it is necessary in HYIP. Collecting information on forums, from other sources is extremely important! Of course, you may add `fortune` quality and forget it all, but we prefer being realists and relying on analytics.

INDUSTRIOUSNESS.

Investor work, of course if you work, rather than spend time or entertain, is a laborious and complicated process. It is necessary to spend long hours for resolving the questions, and the degree of solvability is directly proportional to your assiduity. And the solution is proportionally a pledge of your success.

Do you see what I mean? In principle, investors may not be industrious, and he may do everything easy as a poker player, but this is possible only in case he is a player, while investor should accurately think it all out, collect the crumbs of knowledge and follow his path all the way round.

And it is very important for you to understand that not only infinite desire of moving forward is important, but rather industriousness – it means to enjoy your work. Only under this condition you get more than just money. And investor should work, and sometimes this work is not rewarded, but he should enjoy the very process, so that’s why we consider that such quality as industriousness will be a pledge of the future benefits of any investor who comes to the market. It goes beyond controversy.

QUICK MIND.

Turn of your mid is of a little significance here. People may have an `academic` mind, and `quick`, `curious` mind. Investor needs rather `quick mind` (we mean HYIP investor).

Of course, the list is not full, and you may add something for you. We will probably be able to add something in some time, and we’ll do it, but mentioned characteristics are basic, and if you possess them, you’re fully suitable for being an investor, and the rest depends on your desire to make money. And you are able to earn – it has been checked and proved. You have everything you need – let’s go!

Sooner or later, however every investor comes to the situation when some certain regularity can be noticed in his moves, somehow or other it`s a righteous regularity, by these or those criteria.

He thinks over his movements and defines the way he is going to act, so that to earn profits. Unfortunately, now one can rarely put the ALL the eggs ALL the savings to one basket, so that to earn profit. So, ruse is needed. They have to… develop strategies.

Strategy doesn`t appear out of nothing. At first investor invests money, not thinking of the sense. To be exact, guiding himself with local principles. When he comes to working with several programs, he reconsiders the principles, cause it`s stupid just to invest to a number of HYIP, waiting for the profit. However he will come to this for sure, after being scammed for a couple of times.

And only then strategies are born. Many people demonstrate them, without asking anything in return for. Others try to act secretly, but very few people, after collapses and working with several programs, do not develop the main principle, lust like in casino, when one ties to win by chance. However here it`s not just a chance…

The most popular and seeming the most arisen strategy can be called "total". What does it mean? It means that investor is trying to invest to as many programs as possible for the shortest period of time. It`s not worth saying "as much money as possible". It`s far-reaching.

Investing maximum, investor hopes that according to the theory of probability, income level that canbe achieved from such a high interest, covers the level of expenses from scammers, abandoning investment world, taking investors` money with them. However this strategy has an underbelly.

So that to cover any possible losses, caused by closing of some programs, one should deal with the programs, offering a very high interest rate. And You now who they are mostly. In such a way – the level of expenses is increasing. However, many people say that this strategy works fine and people on many forums tell of their fantastic successes.

The way out of this situation is predictable. You should simple select the programs thoroughly. Otherwise, You won`t escape the mischief.One more characteristic (global) strategy is based upon selection of different types of programs. I.e. certain conditions are created, in the result of which, constant income is generated for an investor.

How can it be done? Basically, by means of different combinations. For instance, the payout combination. The programs are selected in such a way that the programs took turns.

Some part of monthly programs, some part of weekly or daily ones. And the money comes and comes permanently. We can draw a chronological line, making it in the following way: the money are invested to programs, paying on the monthly basis, every two days. In a month every two days You will receive Your interests. Not a bad idea, isn`t it? And You can concentrate upon daily programs, selecting them.

The ultimate major part of the strategies is handling the money. Some people decide to invest the money back to the program right after receiving the interests; others put it aside to grab all the opportunities of the market, to exclude the influence of certain collapses.

For example, it`s possible to earn money, making compounding in certain programs. Time and time again there appear people, telling of another brilliant "plan" for such investments.

The truth is that such factor as collapse of separate programs can hardly be taken into consideration here… though, we can go through this, but again, in case of acting correctly.

It`s also very important to decide, how to be determined with the technology itself (or strategy) of using all the funds, You plan to invest. I.e., those You want to make work. For instance, You can invest a certain percent (from the total amount) to programs, paying on the weekly basis, and You can invest some part to those, paying on the monthly basis.

However, keeping balance between the investment amounts (e.g. the first case – 100$, the second – 1000$), one can reach almost the same benefit in both variants and in such way to secure Yourself against any kind of surprises.

Here You should select the programs thoroughly for the large amounts to secure Yourself. The safety net makes big sense here. In case one program shuts down, You can invest to another one, taking Your money back, and the best of all would be of course – to gain income.

You can also invest Your money to one place of course. It`s also can be called like a strategy. But You just imagine how confident a person should be in such a program.

As You can see, any strategy, Yours or other`s, has one major part – detailed analysis. Scammers still exist and developing a strategy never solves the problem. In any case You should learn how to define a scam on the outer features, on internal information, given by the sites. All in all, all the things we are talking about very often. Sometimes we are talking about it in the special issues.

Of course, strategy is activity aimed at creating conditions, for earning money, without depending on the terms of concrete programs, on the market terms and other variables. Though it never happens like that. However, You can always say whether this or that strategy is successful or not. And it can be seen from income.

Is there any universal strategy? Of course. Possibly, each of the strategies discussed, is universal in its own way. The thing is that theoretically it makes no difference what elements of such a system You operate with. The main thing is the system itself, its universality and flexibility.

Although, it`s makes no sense to follow blindly the strategies of other people, without making corrections in accordance with Your aims, opportunities and possibilities. Hence, You have to think once again.

Our article is published with the mark "Vol. 1". We` wouldn`t like to open a constant column on the basis of this topic. Your time and our opportunities sometimes cut down the circle of questions that can be illustrated within the bounds on one volume. That`s why we reserve a right to ourselves to revert to this topic, continuing it, without confusing the reader.

Vol. 2

Some times ago we have already published the article about strategies. Afterwards we received lots of positive comments and now we decided not to put off the coverage of the subject. In the previous article we discussed the question ?“what is the strategy?, the way it works, how to create it. In a few words we also described the way basic investors` strategies look like (extensive, 'analytical', consistent etc.), now we`d like to describe directly some strategies.

Of course, the authors reserve the copyright on these ideas to themselves. Almost every strategy, described below, are investors` ideas, laid out for public survey. We have found them, analyzed and prepared for You, though we don`t claim to be their creators.

* ONE DOUBLE PLAN STRATEGY.
One investor shared his investment experience that includes double strategy, including two plans:
1) Investing in the higher riskier programs that you don't expect to last long
2) "Ultra Diversification"
The strategy is described in the following way. The start of Your successful work should lead to investing to 5-10 successful programs, i.e. the programs that are not going to scam You, bluntly speaking. Agree with that, is it worth to start with? But in the upshot You have stable income and funds for living.

The second part includes more profitable, that is riskier incomes, the author himself is doubt about. Most likely he asks a question – why don`t You do this? He doesn`t describe how to earn money. However, we`ll try to conclude the guiding principles of this strategy.

So, ultra diversification. Now there are lots of people on the market, avoiding any programs that offer income of some certain level, defined as normal. However, the payout term is extremely important for any of the programs and it`s the letter of credence of a program per se. that`s what rating services do, informing the clients who is paying and who is not, nothing more. They use persuasion method doing this.

Besides, it`s even more profitable for a pure ponzi to pay certain amounts at the beginning, so that to earn more later on. They simply have to make up money turnover, even if they are planning to vanish anyway. Giving 10-20$ they vanish, having thousands in their pockets. Why don`t people use these opportunities, investing in the beginning and taking high risks to get higher profit?

* STRATEGY OF WORKING WITH PONZI PYRAMIDS
Being aware of what Ponzi is, it`s not hard to understand that it`s possible to earn here. And pretty amounts of money. Judge for Yourself – high interest, real payouts there is one term – to be among the first ones. That`s the major strategy of investing to Ponzi, though it`s worth mentioning that there`s one more important constituent – not to get to scam!

* GRADUAL ENRICHMENT
Some investors are inclined to adhere to the following strategy. They choose one program, investing 10% of the total amount of Your money. Then wait till You receive Your 10% back and invest them to another HYIP, worth trusting as You think.

The salt of this strategy is evident: investing 10% every time to every new program, You have 1 to 10 chances to earn, losing these 10%, and You have them back on one of the next 9 programs. Hence, again, the question lies in defining good programs.

* THREE VS. ONE
The similar to previous one, also rather interesting, is the strategy we called three vs. one. The essence is similar. You divide Your amount of money into 3 equal parts, investing it to 3 different programs. It`s not so likely that each of three programs will turn out to be a scam, so Your chances to earn profit increase.

As soon as You get Your money back, divide it into 3 other parts and invest to 3 other programs. In such a way, You will always decrease the risk. And in the upshot it`s getting easier to receive profit, than in any other case.

One thing will always remain important for strategy. Remember it. Take 100$, invest them to programs. Hope, You will make it right. As soon as the money return, take it out of the system and never go back. Work with the money remained only. It will save You from personal losses, You will only risk what is actually not Yours.
Good luck!

First of all, we`d like to dwell upon the spectrum of guidelines, offered by HYIP market. Before clarifying, what program it is better to invest, every person, surely, studies methods of the work of the program and, correspondingly, principle of using the investments.

Today, in overwhelming majority, you will have the following list of methods to get the income: gold, currency (FOREX), betting, stock, oil market and a small sector of other investments, which are not so popular.

Among all possible, gold and FOREX are, certainly, the most priority, though other ones can also be interesting with a competent approach. OK. Let`s do it step by step. What is the best among all mentioned and where does the income come from – we tried to investigate the problem. So, starting with the most popular guideline – gold investment.

What do the HYIP programs, working with gold, imply? These are the programs, using investment funds, buying and selling gold bars. I.e. your money are used to buy and sell gold. The thing is that the situation in the world, hence on the markets, will never be stable. There is a war in one region, crop failure – in another. Continuous defects destabilize, reflecting on currencies rates and gold prices.

Besides, that`s important, buying and selling gold itelf, influences the price as well! In such a way, big speculative companies can influence the market prices aloud, buying up and selling substantial volumes from currency reserves!

However, It`s equal, you can both earn money or go bankrupt, and experience and trader`s good work (the one you entrust with your funds) only, can be a guarantee, that your funds are used properly. It`s also worth mentioning that gambling on this market is practically impossible without significant funds that appear with the help of HYIP.

The second guideline and practically the same as the first one, according to funds` turnover is using funds on FOREX, currency market. The terms are the same to gold market and the “disturbance“ reasons are also the same. Here is the only difference: investing to a project, selling and buying on FOREX market, you invest to money purchase, not to gold (or any other valuable metals).

Another peculiarity of the market is that it`s more flexible and universal than the gold (or any other valuable metals) one. The thing is that the currencies prices are more or less stable in here.

So, if the US dollar is falling in price, another currency is rising in price, in such a way you can be successful for a long time, transferring the funds from one currency to another, hence keeping the growth dynamics. Still, the keenness of wit and fast decisions taking is needed here.

Choosing between those two parallels, we wouldn`t like to differentiate. The principle, volume and opportunities of both markets are huge. As you like. Accordingly, realizing the sense of their work, every investor can answer such an important question: how do they get so high percents?

The thing is that buying and reselling gold or currency, you can benefit, which achieves multiple (!) increasing of the amount deposited. It`s real, both for offline and online HYIP. Now let`s talk about some less popular, still interesting investment guidelines.

So, part of programs use betting funds, stock etc. We`ll say straight away – each of these guidelines is rather vexed. For instance, sporting betting (stakes), popular nowadays, is the most risky and quite similar to HYIP games, it`s better to gamble alone (though, if you know nothing about it, you can go bankrupt, then you should better entrust a professional with your funds or think of any other ways of investment).

Working with stocks or any other high-priced valuables (oil market, for example) means long term cooperation and depositing sufficient amounts. you should always be a professional, however it`s not so risky as in all the other cases. It`s because the activity on these markets is comparatively small, the changes don`t happen so sharply and suddenly.

Important feature for the programs, you are planning to invest into, is mostly, how fast you will receive your profit. Three variants are possible: daily payouts, weekly payouts and monthly payouts. Besides there are multiple ways of withdrawing your funds before the end of a program (in some program you are not able to withdraw funds till a certain date).

We discussed this question in one of the previous issues, now we can say that longer projects (the payouts take place not so frequently) are much more profitable and serious. Admins of these programs work with large amounts and investments are in work for a long period of time, that`s why the minimal investment amount is usually too high (up to 1000$). It`s hard to name well-defined priority in this sphere. Our advice is – combining.

HYIP have gained a notoriety that some other elements can only envy. This reputation has dissuaded serious investors from even regarding them and encouraged the shadier elements of the financial district to set up shop using such. Actually, it is quite a pity since HYIP, when legit, can actually be a very valuable tool in generating personal wealth. If you are smart and discerning you will find wonderful opportunities to increase your investment by a sizeable margin.

Certainly, you may not think that all HYIP is just great scam. Though the risk is high, there are actually programs that have been used for years and have been able to give success to investors. In other words, you can look around and find legitimate high yield projects that are not only legitimate but wonderfully productive as well. Any HYIP investor knows the following rules by heart:

When looking for a HYIP that will lead you to success in your quest for personal wealth, look always towards the programs that emphasize transparency. You will want to know how the program develops and what you can expect in return. You will also want a tangible contact. A tangible contact means you can actually talk to the person on the phone or through email.

If a HYIP is promising too much, let’s say an 80% return on investment, you have to be wary. Although HYIPs generally give a higher than normal return rate, ROIs that make your eyes pop out are signs to look out for in a bogus enterprise. If they can promise really good rates, then make sure they explain how they can get to that amount. If that is not the case, run for it; the enterprise is probably bogus.

If you are trying an HYIP, then make sure you start small. This way you get to test the waters for stability, legitimacy and other factors as well. If you can check with Better Business Bureaus then that would be an added security on your part and is always good practice when investing in anything.

These rules above tell about the first steps to get high returns on investment successfully. Another very important and wonderful concept to get success from any high yield program is a Test Spend. But what is a Test Spend? Test spend can be explained as a small principal deposit made in a new HYIP to ascertain its viability.

What is its importance? Test spend is a very useful method to determine whether any HYIP is good or not. Whenever you come across any new HYIP then the first deposit should be a test deposit to see how the HYIP is working and deduce a conclusion about it. Since a HYIP is new, you probably do not know whether it is a paying or a scam programme.

So making a test spend can tell you the reality of the HYIP. If the HYIP is genuine then you will most probably get all the promised interests and customer service with the test spends. If all goes right then you can move further to making your real investment and reap the products. This step of making test spend assures that the program is paying at the current time.

And if the HYIP is a scam then you will not get your returns. So do not make any further investments. Thus you are also prevented from being scammed of a larger amount (the larger amount you had initially planned to invest in this particular HYIP).

What to expect from a test spend? Basically if the HYIP is genuine then you must expect 100% customer support, total interest returns, and any other facilities that the particular HYIP may promise to its investors.

If the HYIP payment system is automatic you must get your returns without requesting for it. If the payment is manual, then once or also more times request for your interest and see if the payment is actually being made. Many times the payment is not made at all (in both automatic and manual methods).

It is best to avoid further investing in it. In some cases the HYIP may declare that it is not able to make payments due to some genuine problems and would soon resume payments. Most of the cases such HYIPs make false claims about not being able to make payments due to some reason but still continue receiving investments and then scam away! So you must not invest more till you are fully sure that the HYIP has started paying regularly.

Where can we use a test spend? It is usually advised that you make test spends only on HYIPs in which you intend to make large investments (say more than 100$).
The test spend should be always minimum. Thus invest only that much amount which can be accepted according to the particular HYIP policies on minimum investment.

In the conclusion, it cannot be said that all HYIPs are not legit. It is only saying that there are many that define the name of HYIP. However, if you do look with discernment and perseverance, you are bound to find a jewel in the rough that will lead you all the way to wealth and success.

Of course, diversification advice recommending it as the primary method of providing security is based upon a wealth of experience and various mistakes. So we are sure that diversification is really a pledge of your success. But we also may say for sure that it may bring a lot of trouble if you use it wrong.

Diversification as it is understood at HYIP market means that you invest your funds in many projects at once, thus “spreading” the threat of losing your money. If you have $100 you invest it to different 10 projects giving $10 each instead of investing the whole sum into 1 project.

Unfortunately, this oracle has one drawback. It is as follows: you increase your risks while diversifying your funds. If you invest into 10 projects you make your risk 10 times higher. Of course, this shouldn’t be treated as a pure math, you cannot just multiple. But here is an important succession here, which cannot be neglected.

If you hope that just spreading your funds will decrease risks, you are mistaken. Risk won’t be decreased, it will grow, because a few programs from these ten you invested in will SURELY become scam, as 10 program are not a program. But this risk will be DIFFERENT.

And this is the sense of diversification method. When you invest into a few programs, you do not lose THE WHOLE sum. And this is the pledge of diversification and “perfect” investment strategy. Having secured your rear, you may move forward, even if one of those you gave your funds to falls down.

But you should remember about interests. And this point is important for proving our opinion that diversification is just another problem solution and it should be understood while implementing it.

While diversifying your funds, you not only keep them safe from unnecessary problems, providing yourself a chance even in case some of those programs are SCAM at the same time, you spread your profit as well, and having lost $10 of $100, you would receive only $0.9 (is you receive 1% daily). Accordingly, to compensate $10 you lost you should not only refund your initial deposit but also add $10, which is more difficult under such circumstances.

Accordingly, you receive the rest of your funds even after loss, but thus you don’t receive universality, and we are sure that investors should mind it. Thus, investing $100 in a good program once you may hit the mark and receive a good profit. But do not let diversification rule drive you limitlessly. As you see, this is not the best alternative. We hope, you understand it as well.

In each separate case one may use an unusual diversification method, and the first line offering diversification in any advice doesn’t necessary mean that this is your clue. Even if this solution has been dictated by experience.

You’d better drive your efforts to the search of the only one, and restrict you in your diversification. Otherwise you may push yourself to the limits (investing into one program, or, on the contrary, when you cannot control funds coverage), and risk will be determined by an individual risk of your each separate deposit. Be clever.

The most common thing of the main crowd of investors is that they are not oriented properly in the game. We suggest you not to suppose these advices to be trash and to follow them carefully.

Before you create your account and start depositing in any high yield investment program, you better first take a look at good HYIP review information on HYIPNews.com craftsmaster of online investing. Please memorize that investing in HYIPs is a risky investing. You may be very skillful to make a lot of money in it but you may lose them all at once as well, if you are not circumspect. So how is it better to act? There are 4 principles.

1. What of a program choice. Choosing a high yield investment program is the first important step, that you should take very carefully, because investing means trusting to the program you are depositing in. As it was said, the good way to gather important info about it is to get known the opinion of HYIPNews.com or other reliable HYIP observers.
2. Gather important info. Also gather the key-facts and details of online investment game program from the admins, executives or other representatives of the program – and pay additional attention to the identification of the owners and administration of the high yield investment program you are going to invest in. The information about state and behavior of a program is very useful when you are seeking information on the matter. Owing to reviews you`ll find out such important data as names of owners, what their goals are, current plans, what type of source of income do they have, what is their reserve fund for payouts, and so on and even you can find the opinions about the program of some experienced online investors on their blogs. By this mean it will be very helpful for you to compare and to take a decision that will bring you profits from the best program you have chosen due to determinants you got clear with reviews.
3. Compare,correlate and distinguish. If you still have no idea of which program to trust and to be concerned with, you can employ an analyzing method by using high yield investment program review performance information from HYIPNews.com. In this wise you will be able even to find the admins or owners of online moneymaking projects who will want to rearrange them in a manner their customers would prefer it to be running. At the end of the day, you are not going to be totally assured from risks but at least your risks would be minimized.
4. Review and analyze it all the time. After you analyzed the key-facts and took a decision of some online moneymaking program you may wonder, what you may still need HYIP reviews else for. In fact, once you got started investing into a high yield investment program you will be going to need to have the whole picture of a program's life-cycle and performance in a stretched period of time. Doing this you can then even estimate the terms of program's further existing and make your own calculations and expectations on the ground of your own analysis of the history of your chosen program. Experienced online investors always act like that. Put it otherwise, the successful investors made their game lucky by themselves when reviewing the HYIP monitors. This is the importance of gathering key-facts continually which made their playing HYIPs profitable. The information on reviewers is always given in an easy-to-understand way so that you can catch all the nuances of what is really going on within the HYIP market.

On the ground of our research, 90% of the newbie online investors are aimed at a quick profit. We may also name them as the seekers for `free-money at once`. Believe it, if the online investment was that easy everybody would be a millionaire now. There are thousands of HYIP investors in the online moneymaking industry, but only a small amount of them know indeed how to treat it and how to gain in it.

We want you to be prepared before you deposit and to learn everything as good as if you started to study whole course of higher education. But this is a different education to a 24/7 punning the books. Start to enrich your knowledges of online moneymaking with an experience-aimed mentality. Remember every single lesson of your different online investment cases, the worst and best of them. Note, which did work for you and which ones didn`t. Communicate with other successful investors and learn from them.

There are plenty of ways to enrich your knowledges about HYIP investing and we are sure such orientation is leading to wins. The thing is that you just shouldn`t treat this activity in general as if it was simplicity itself to increase your investment gain. Because it is high risky online investment game indeed.

The strategies of online investment games are guidelines for an online moneymaker to grow, to profit and avoid misfortune. This is a principle of wise behavior and planning for an investor to be receiving income from investments. Based on the real-time reviewing, these strategies mainly reveal the real picture of smart survival in the world of high yield investment opportunities. One more important principle you should digest from the start is to avoid greedy appetite. Hundred to one that you will face the programs who`s attracting plans are built on the investors who are searching for free fast money and their greed. Those impossible offers get greedy people involved promising them unbelievably high rate of interest and get closed before anyone requests for withdrawal. You must reach your initial deposit recoupment and get all of your money out immediately before the online investment program activity starts to diminish.

Before we start to discuss the strategies, we should find an answer to the question what is best HYIP. Well, it is difficult to answer because there are various possibilities. For some investors the “fruitful” HYIP is HYIP with huge daily interest, for other HYIPers the “fruitful” HYIP is HYIP with instantly withdraw. Undoubtedly, all these investors are right.

I guess than each investor wishes the “fruitful” HYIP which is online for a long time, not just several weeks or a few months. Moreover, each investor wishes that “fruitful” HYIPs must have fast support. Some HYIPs reply to your questions within 1-2 days and, of course, it is too long! I am a potential investor and I need to get an answer immediately!

Certainly, you can find many answers in FAQ section of a great number of HYIP web sites but sometimes you need information which you can not find there. If HYIP has phone support so it is very good, you can always phone them and get answers to your questions.

According to many experienced online investors, one of the most important things for the “fruitful” HYIP is fast withdraws. No one wants to wait 1 or 2 days till they receive payment. Certainly, everyone wants to get money within few hours. “Fruitful” HYIPs have to pay fast.

All investors agree with me that HYIP security is significant in online investments. Of course, the “fruitful” and prosperous HYIP must have the server protection to guarantee that users’ accounts are safe and secure. Real “fruitful” HYIPs spend a lot of money for hosting and advertising as well as Ddos protection and security.

If HYIP has Prolexic Ddos protection it is a really good sign of seriousness of this high yield investment program because according to online security data, Prolexic Ddos protection costs more than $2000 per month.

Daily interests are the subject of many hot discussions on online HYIP forums because investors have very different opinions. Some people prefer 10-20% daily and other like 1-2% daily. Undoubtedly, the prosperous HYIP invests money into Forex trading and to other contemporary industries. So if HYIP earn money in Forex they can not offer 10-20%. It is impossible and each investor knows that. Talking about “fruitful” and prosperous HYIPs, the examples can be like Europe Trade Ltd.

Now the time is to discuss ways how to maximize your HYIP. After having found the “fruitful” and prosperous HYIP, the key to having successful investments is to build a safe, diversified portfolio and to extract your own money as quickly as possible. This will limit risk to your capital because if one programme closes, you will still have the others to fall back on.

Before investing in any programme, you should do a little research on it. I mean you should remember the main features of prosperous HYIP, namely daily interests of no more than 2-3%, excellent support, high qualified web site design of the HYIP company and best users’ account protection.

Besides, HYIP scripts are easily to get a hold of and this makes it easier for fraudsters and scammers to operate. One of the things to look for is the programme’s reputation if they are paying consistently.

When the investor makes any online investment, his aim is to extract his money as quickly as possible. This is because the investor wants to be able to invest using the profit he made from the high yield investment programme to protect his own capital. For example, a typical investment could be $100 then, after 30 days, the investor would extract his own money and re-invest the profits so that he is making risk that he uses “other people’s money”.

Another meaningful thing is that the investor will need to make use of referral systems to explode his profits from his investments. This is when the investor recommends someone to the programme and receives commission for it. This usually creates residual income for the investor which means him the opportunity to invest more of “other people’s money” to make even more cash.

However, each has to think about moral side of HYIP investment and does not promote high yield investment programs to others which do not look trustworthy. This is immoral and should not be encouraged. If you do not think so, please read my article “The Morals of HYIP Investments” and probably you will understand that it is possible to earn money with good consciousness.

I hope my article will help you find “fruitful” and prosperous HYIP and maximize your high yield investments. Best of luck in HYIP!

Of course, when we speak about psychology and human interrelations, and mean HYIP, we mind HYIP administrator, investor, and, probably, `mass investor` (i.e. psychology of all investors in general). That’s because the audience of the program includes crowds of investors, rather than one person, and these crowds act according to some patterns. This is what we are going to analyze in our article.

Let’s start from afar. Almost every administrator of the program used to be an investor. Maybe this was the start of his `revenge path`, maybe he understood how to earn. Generally, those who organize the programs (I mean pyramids and other shady constructions) most often know what it means to be investor.

Another important issue is as follows: this is the investor who decided whether to invest or not. Unfortunately, it happens very seldom when investor has the possibility to withdraw his money. If you reinvested, you may only wait until you receive your interests. However, the fact of investing is important, because the program itself is made for you. This is the focus. You should mind it.

All these important issues influence the construction of relations between investor and administrator, where administrator does his best to make investor create a deposit. Be it honest or dishonest administrator, it doesn’t matter. He should known investor’s psychology to motivate him and achieve a positive result. Investor should know the psychology of other investors to foresee if they invest in this or that program or not. Ad, at last, you need to know the psychology of a scammer.

Why do we say that it is important to know all these psychological issue instead of just making investments? Just because the success of the most successful program depends upon the level of its popularity. I.e. upon the number of the users in the net. If you guess the right variant you probably win. I don’t mention the programs where psychology knowledge will prevent you from being cheated.

Well, what else can we say about it to our dear investors? Of course, there’s no such science as `HYIP psychology`, but HYIP investors are investors, so the algorithm of their actions is clear enough to foresee it.;)

Investors are scared by bright colors. Despite the idea the bright and beautiful sites attract investors’ attention, the real situation is quite different. Such sites little by little disappear, and if you see such offer, stay far from it – most probably, nobody invests in it. Beware the opposite side as well.

Some administrators try to create a `stylish` site with the help of usual methods – they place beautiful, stylish buttons, post the images of businessmen etc. however, if you push one or two buttons, you see that the program is cheap, and the design was most probably taken from the site of free templates, or maybe purchased, but doesn’t have anything in it as well. On the other site, free or purchased template with worthy content is much more appreciated.

By the way, let’s speak about values. Administrators adroitly use various methods to calm down their investors. They do it via their network, sending lots of mails, reporting about their problems every hour and about how they resolve them. Don’t pay attention to it.

The programs divide into those that have a standard support service, that have active, and those that live without feedback. The first type sends newsletters (informational), and don’t reply mails, the second type does both things, and the third type neither send mails nor replies yours. What can we think of they if they start doing it? That they want to reach some purpose, and these purpose are most probably dirty.

One of the popular methods is `coming back after having problems`. This is a method, actually. And it was used for a long time. It seems that if the program is back, it is sure to be online for a long time and you may securely invest in it. This often appears to be a wrong opinion, and then the program disappears, appears and again disappears in some days or hours after coming back. Be afraid of such turns.

Of course, we have just drawn a sphere for you, where investor may find definite ways to define algorithms. And these few examples cannot be a full guideline and they are not complete. But they will probably allow you thinking a bit and find some use for you.

Rule Number 1
Never put all your money into one small program, regardless of how good it looks, or how great you have been told the program is, especially if the only means of communication with them is via anonymous email. These programs will usually have a free website from Homestead, Tri-pod, Geo-Cities, etc., if thy do have the site. This goes for almost all of the frauds, but can also apply to very professional looking websites ,giving you virtually no contact point information. If you intend to invest a large sum, then you should always make sure that the program in question offers some sort of capital security. In this case, you should also try to arrange a te^te-a`-te^te meeting with the principals. If you have an up line sponsor, ask them if they have this information.

Rule Number 2
Carry out as much due diligence as possible on that particular program. If you are coming in with $1 million, you will be able to satisfy yourself about legitimacy with irrefutable proof, because you will be dealing directly with the principals. Usually an investor with $100,000 can secure a program utilizing a sole signatory account, through an offshore trading structure, and be privy to more info, but this situation is not always the norm. What about the rest of you? Forget it.
There are no public registries, no BBB listings, no bankers or brokers who will confirm anything. For the small investor, this business is based on trust and personal relationships: you know me, I know 'A', 'A' knows 'B', who works with manager 'C', who knows the trade facilitator 'D, etc. You can only do the best with the information that is available on that program.

Do not contact any regulatory authorities to see if any complaints have been made, as this may simply result in an otherwise sound program being shut down. Use the forums that are listed in the appendices to gather as much info as you can and make an educated decision. What you are looking for is impartial advice, which is unfortunately hard to find on the HYIP forums, although the Invest Navigator website is completely impartial, so make good use of it.

Rule Number 3
Once again do not put all your eggs in one basket when it comes to the smaller Internet based HYIP's. You should diversify by placing a portion of your investment capital into many different programs so if one venture goes sour you still have the others intact to produce income. Many small programs will close down. Funding two to three small programs with large amounts is suicide.

Focus on the overall plan, not on a program or two, unless you have found a single large program that offers a good return coupled with capital security. Build your smaller program list up to no less then ten, it may take time, but this is the correct way to go about investing in small Internet HYIP's. If you want to achieve a lot of success, get your mind off the investments you are in, and get focused on your plan. Your ultimate goal is to eventually fund 15-20 paying programs, as soon as some pay out you can widen your program list. Concentrate on the plan not the programs.

Rule Number 4
With the smaller programs, you should aim to recoup your seed money from any one venture as soon as possible. Take your seed money back when you reach 2-1 or 3-1. Remain invested with their money and not yours from that point on. Too many small programs start out fine, we get comfortable with them and start putting extra money in before the returns from the last cycle come back, and then they fail. Do not reinvest more money before you have been paid back, no matter how long it takes. A good rule to follow is to take your original capital back as soon as possible and only keep reinvesting half of the payout proceeds on each cycle.

Rule Number 5
Do not let large amounts accumulate in small programs; take smaller profits often. Even from the most stable smaller programs, take funds back often. Taking small amounts of profit along the way versus letting a larger amount accumulate before a program goes sour will allow you to see a profit instead of missing out on what you thought you had.

Rule Number 6
Do not jump into new programs right away. Truth is many programs never make it through launch. Why would you waste your time promoting a program that had a month or two to go before you could ever sign someone up for it, assuming of course that the program even remains on schedule.

If it is good this week, it will be good next week or three months from now. Let the program establish a payout history with good customer service before investing money with them. With some exceptions, we do not join new programs right off the bat. If they are still around in another month and everyone who is participating is happy with the program, then it's time to take another look at it.

Rule Number 7
Do not jump the gun and start screaming swindle if a program experiences some problems early on. Allow some time for the administrative end to catch up with the trading and sign-ups, as enrolments escalate. Most programs with small administrative teams have no concept of how many people can enter a program in the early stages. It does not take long to get in a real pickle admin wise.

As soon as you started to invest you might probably not think that this game may be a serious business. WE are not sure, of course, that this is a serious game for you now, and if you just enjoy the playing, this serious approach won’t be interesting for you. However, everyone may find something useful in our articles, so even if you are not going to bother yourself with staining the papers, we advice you just to enlarge your outlook.

At first, let’s define the notions that we will be use on casual and amateur level. At first, the budget is an amount of money, which you are going to spend in a definite period of time for definite purposes. Everyone has his own goals – to buy roller skates or to play over. Yes, this may also be an item of your budget.

Calculating the money in your budget, you may mean the money you already have, as well as those that you will earn. For instance, if you know that you will receive 5 grands from somewhere, and you always receive this money, i.e. this is a real event but not your dream – it may also be taken stock of, as the sum that can be spent. For instance, salary.

The main items in your budget (or plan) will be revenue and expenses. Expenses are minuses and revenue is pluses, i.e. the money that come to your account, respectively. Profit is the result which appears when you distract expenses from revenue. However, this will be loss, rather than a profit. Then you may just use the term “clear profit”.

The first step of our casual book-keeping for newbie is done. How would I do it. At first, I’d define the sum of my budget. Let it be $1000 for a month. I expect to receive a transfer of $100 from my aunt in the middle of the month. I know that I have to pay out $300 credit. In general, it concerns casual expenses, but after calculating them I single out a sum that I could spend for HYIP. I do it all, of course, on the sheet of paper with columns and pictures, but PC will go as well (without pictures).

I singled out $500 for my HYIP. Excellent. I put on this sum on the top and decided to think over where and what I would do. At first, it’s necessary to take into account that such thoughts don’t appear when you have just one figure on the top of your sheet. Usually all is decided in your head, because this guide is most useful for those investors who follow the plans and strategies, i.e. know their mind. Let’s not get further. Thus, you plan (or just put in your budget) where and how you will spend your money. The main items.

I write the following: $100 betting, $150 – some program with low interests, $40 for doublers etc… it’s possible to put down when you will invest the money. For not wasting it all at once. I always leave $50 of reserve fund. If all is ok, I’ll have a profit, but if not, I may try again.

Thus, what we have. At first, the sum that we may spend. At the second, a detailed plan, the third – action strategy, which, if we don’t get beyond its limits, will help us to know by the end of the month if we lose $500 and not more or if we may move somewhere.

The last issue is very important. If you are indifferent where you’re going to, of course, it’s not important. But if you really invest, you’ll be interested to know how much money you earned two months ago or a year ago! Fancy, how interesting it will be to compare and learn some lessons! So don’t delay. Make such document and put down all necessary data in it.

The month started. You invested the money where you wanted and immediately noted these transactions in your book-keeping document. You should do it so: the date, where you transferred, where you transferred from, the sum, batch and the purpose (for instance, deposit in some program or “additional deposit”).

In general, here you may repeat all the data that you may find on the history of your transactions on e-gold. Say you’ve never used it or never needed it! It’s necessary! Fancy how useful will be to have such document at hand.

In principle, transactions may be noted separately. However, it’s possible to mark them in common list, put down the sum, but put it down either in revenue item or expenses item. If you have transferred the money, mark it in expenses item. If you have received it, put them down in revenue item.

Thus all your transactions will be noted in one place but you’ll be able to calculate separately your revenue, expenses and profit at the bottom of the table. You will see how much you lost, how much you paid for currency exchange, or transfers, or charges. This is important when you care about each cent and care about your well-being.

It depends upon you how detailed the table will be. It will be so detailed and thought-out , structured and detailed as you will do it. Fancy that this is your purse, where you need to make pockets, make strict parallels and settle everything down. You are alone you’re your imagination and you may do anything you want. The main thing is that the figures should agree.

Checking the figures is the main precept of a book-keeper, and you have to learn it as well, and – all the best! Good luck.;) Share your experience, dear sirs.